Equity Advice - Exeter Chamber of Commerce and Industry - supporting your business

Andrew Ross is an Equity Release Specialist who has worked in the Financial Services Industry since 1988. He has worked for over 20 years in Banking with Natwest and the Royal Bank of Scotland. During this time Andrew has helped thousands of clients through financial difficulty,  improve their lifestyle or fulfill the dreams they thought were unobtainable.

Working in mortgages since 1993, Andrew became specialised in Lifetime Mortgages and Equity Release in 2007 and recently in Home Reversion following these becoming regulated by the FSA.  in 2009 Andrew started working with Equity Advice who provide the back up, compliance and support in this highly regulated area of financial services. 

Andrew is passionate about ensuring that clients fully understand the equity release products. He will advise about the most appropriate action based on individual circumstances and also thoughts, aspirations and attitudes to both risk and home.  Questions are encouraged throughout, from first contact and at every stage. 

To enable him to give a tailor made solution to needs, Andrew will visit clients  in their own home to gain an understanding of clients needs. 

At the initial meeting Andrew will explain the Financial Services Authority (FSA) and Safe Home Income Plans (SHIP) protection and provide an initial disclosure document,  he will then  complete a fact find, discussing current and anticipated  future circumstances and needs and aspirations.   

Clients are very welcome and encouraged to have as many friends or family in attendance as they wish.  Equity Release is an important decision and Andrew has undertaken  meetings with Clients with brothers, sisters, children and grandchildren present. .